CIBIL is the credit record of every Indian citizen, which the Reserve Bank of India authorizes. If you apply for a home loan, CIBIL score determines whether you are eligible for the loan or not. You can check your CIBIL score on the CIBIL website once a year for free. You can visit the site several times to check the score at a nominal fee. The score is based on the credit history, and the three-digit...